Disability Insurance

Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Short-Term Disability (STD)

  • You are eligible to receive STD benefits After 7 days of disability due to accident or 7 days due to sickness .
  • Replaces up to 66.67% of your eligible weekly income, up to a maximum of $2,300 per week.
  • Benefits end after 25 weeks

Long-Term Disability (LTD)

  • You are eligible to receive LTD benefits after 180 days of disability
  • Replaces up to 66.67% of your monthly covered earnings, up to a maximum of $10,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.